IndusInd Bank Credit Card – Which is the best for you?

Indusind credit card

IndusInd Bank has a wide range of credit card and sometimes it might be confusing as to which one you should choose. Let us understand the various types of cards that IndusInd Bank issues along with their features so you may choose the best for yourself.

Following are the most popular credit cards issued by IndusInd Bank –

  1. Platinum Credit Card
  2. Platinum Aura Credit Card
  3. Platinum Aura edge Credit Card
  4. Iconia Credit Card

IndusInd Platinum Credit Card

Features:

  • For every INR 150 spent, you get 1.5 Reward Points.
  • Buy 1 Get 1 Movie Ticket across multiple Entertainment Partners
  • Complimentary golf games and lessons at leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.
  • Fuel Surcharge waiver at all fuel stations across India
  • Priority Pass Membership for you and your partner
  • Get Insurance Benefits for travel like below
Personal air accident insurance cover INR 25,00,000
Lost baggageINR 1,00,000
Delayed baggageINR 25,000
Loss of passportINR 50,000
Lost ticketINR 25,000
Missed connectionINR 25,000

Welcome benefit:

As a welcome benefit you will receive:

  1. EazyDiner Gift Voucher
  2. MakeMyTrip e-gift card
  3. Vouchers from leading retailers like Armani, Montblanc, Vouchagram, Raymonds, Marks and Spencer, United Colors of Benetton, etc.

Platinum Aura Credit Card

Features:

There is a plan for every one and you can choose as required.

Platinum Aura Shop plan

You spent onReward points on Rs 100 spent
Shopping in departmental stores4 savings points
Purchase of consumer
durables or electronic items
2 savings points
Restaurant bills1.5 savings points
Books1.5 savings points
All other spends on your card0.5 savings points

Platinum Aura Home Plan

You spent on Reward points on Rs 100 spent
Grocery shopping4 savings points
Cellphone bills2.5 savings points
Electricity bills2.5 savings points
Insurance premium1.5 savings points
Medical spends1.5 savings points
All other spends0.5 savings points

Platinum Aura Travel Plan

You spent on Reward points on Rs 100 spent
Hotel expenses4 savings points
Airline tickets2.5 savings points
Car rental expenses1.5 savings points
Rail tickets1.5 savings points
All other spends0.5 savings points

Platinum Aura Party Plan

Spend Category Reward points on Rs 100 spent
Restaurant bills4 savings points
Shopping in departmental stores2 savings points
Payments in bars and pubs2 savings points
Movie tickets1.5 savings points
All other spends0.5 savings points

Welcome benefit:

As a welcome benefit you will receive:

  1. EazyDiner Gift Voucher
  2. MakeMyTrip e-gift card
  3. Vouchers from leading retailers like Armani, Montblanc, Vouchagram, Raymonds, Marks and Spencer, United Colors of Benetton, etc.

Platinum Aura edge Credit Card

Beyond the facilities of Aura credit card, Aura edge credit card also offers contactless card services that enable you for faster payments where the merchant has the ability.

Iconia Amex Credit Card

Features:

  • For every INR 100 spent, you get 1.5 Reward Points on weekdays and 2 reward points on weekends
  • Buy 1 Get 1 Movie Ticket across multiple Entertainment Partners
  • Complimentary golf games and lessons at leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.
  • Fuel Surcharge waiver at all fuel stations across India
  • Priority Pass Membership for you and your partner
  • Get Insurance Benefits for travel like below
Personal air accident insurance coverINR 25,00,000
Lost baggageINR 1,00,000
Delayed baggageINR 25,000
Loss of passportINR 50,000
Lost ticketINR 25,000
Missed connectionINR 25,000

Welcome Benefit

As a welcome benefit, you will receive:

  1. MakeMyTrip e-gift card
  2. Vouchers from leading retailers like Armani, Montblanc, Vouchagram, Raymonds, Marks and Spencer, United Colors of Benetton, etc.

Joining and Annual fees for IndusInd credit card

IndusInd CardJoining FeeAnnual Fee
Platinum AuraRs 5999Rs 0
PlatinumRs 17999Rs 0
IconiaRs 17999Rs 0
Platinum Select Rs 5999 Rs 0
SignatureRs 50000Rs 0
PinnacleRs 100000Rs 0

Note: Fuel transactions do not accrue reward points on your IndusInd Bank Credit Card.

How to apply for IndusInd credit card?

You have two options to apply for the IndusInd credit card.

  1. Online (preferred mode)
  2. Offline

Applying for IndusInd Bank credit card online

Below are the steps:

Step 1. Interested customers can go to the IndusInd website here. https://www.indusind.com/personal-banking/products/cards/credit-cards.html

Step 2. Look for the credit card you want to apply, select the same and click “Apply now” button.

Step 3. You would be asked to fill in the information below. Fill in the same.

  • Where do you live?
  • Since when you are living there
  • Your date of birth
  • Employment details
  • Name
  • Mobile Number

Step 4. Once you fill in the information, submit the request for your chosen card.

Step 5: After this, an IndusInd customer care executive would reach out to you and schedule the physical documents collection.

Step 6: Once you submit your documents, IndusInd Bank will verify the same and decide to issue the credit card or not and if issued, will decide on the credit limit of your card as well.

Applying for IndusInd Bank credit card offline

You may call up IndusInd Bank customer care at 1860 267 7777 or may go to any of the nearest branch and apply for the IndusInd credit card of your choice.

Eligibility Criteria to apply for IndusInd Bank’s Credit Card

IndusInd Bank may refer to below factors while deciding on your credit card application.

  1. Age. You should be above 21 years old.
  2. Salary. You should be earning more than 20 K net salary.
  3. Cibil Score. You should be having a Cibil score of more than 750.
  4. Current Loan. How much EMI you are repaying currently?
  5. Existing cards. How many cards do you hold currently?

Documents Required for IndusInd Bank’s Credit Card

You need to submit below documents to apply for IndusInd Bank credit card.

  1. KYC documents – Aadhar card and Pancard
  2. Address proof – if your current address is different to address on Aadhar card.
  3. One photo
  4. Filled in IndusInd credit card application.
  5. Income proof – Last 3 months Salary slips and Bank statement

How to redeem IndusInd Bank Credit card reward points?

You can redeem your reward points at the website https://www.indusmoments.com/. You can choose the credit card you are using and then choose the item for which you want to redeem.

You can also convert your credit card reward points to cash. 1 Reward point is equal to Rs 1. This can be used to pay the outstanding due on your card.

IndusInd Bank Customer care/toll-free number

You can reach out to IndusInd customer care by calling below toll-free number.

1860 267 7777

IndusInd Bank

IndusInd Bank is a private commercial Bank of India. The bank is part of the Hinduja group. It is based out of Mumbai and was established in the year 1994. It has revenues to the tune of Rs 18,577.16 crore with approx 1600 branches.

Hope you get the card of your choice soon.

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