IndusInd Bank has a wide range of credit card and sometimes it might be confusing as to which one you should choose. Let us understand the various types of cards that IndusInd Bank issues along with their features so you may choose the best for yourself.
Following are the most popular credit cards issued by IndusInd Bank –
- Platinum Credit Card
- Platinum Aura Credit Card
- Platinum Aura edge Credit Card
- Iconia Credit Card
IndusInd Platinum Credit Card
Features:
- For every INR 150 spent, you get 1.5 Reward Points.
- Buy 1 Get 1 Movie Ticket across multiple Entertainment Partners
- Complimentary golf games and lessons at leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.
- Fuel Surcharge waiver at all fuel stations across India
- Priority Pass Membership for you and your partner
- Get Insurance Benefits for travel like below
| Personal air accident insurance cover | INR 25,00,000 |
| Lost baggage | INR 1,00,000 |
| Delayed baggage | INR 25,000 |
| Loss of passport | INR 50,000 |
| Lost ticket | INR 25,000 |
| Missed connection | INR 25,000 |
Welcome benefit:
As a welcome benefit you will receive:
- EazyDiner Gift Voucher
- MakeMyTrip e-gift card
- Vouchers from leading retailers like Armani, Montblanc, Vouchagram, Raymonds, Marks and Spencer, United Colors of Benetton, etc.
Platinum Aura Credit Card
Features:
There is a plan for every one and you can choose as required.
Platinum Aura Shop plan
| You spent on | Reward points on Rs 100 spent |
|---|---|
| Shopping in departmental stores | 4 savings points |
| Purchase of consumer durables or electronic items | 2 savings points |
| Restaurant bills | 1.5 savings points |
| Books | 1.5 savings points |
| All other spends on your card | 0.5 savings points |
Platinum Aura Home Plan
| You spent on | Reward points on Rs 100 spent |
|---|---|
| Grocery shopping | 4 savings points |
| Cellphone bills | 2.5 savings points |
| Electricity bills | 2.5 savings points |
| Insurance premium | 1.5 savings points |
| Medical spends | 1.5 savings points |
| All other spends | 0.5 savings points |
Platinum Aura Travel Plan
| You spent on | Reward points on Rs 100 spent |
|---|---|
| Hotel expenses | 4 savings points |
| Airline tickets | 2.5 savings points |
| Car rental expenses | 1.5 savings points |
| Rail tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
Platinum Aura Party Plan
| Spend Category | Reward points on Rs 100 spent |
|---|---|
| Restaurant bills | 4 savings points |
| Shopping in departmental stores | 2 savings points |
| Payments in bars and pubs | 2 savings points |
| Movie tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
Welcome benefit:
As a welcome benefit you will receive:
- EazyDiner Gift Voucher
- MakeMyTrip e-gift card
- Vouchers from leading retailers like Armani, Montblanc, Vouchagram, Raymonds, Marks and Spencer, United Colors of Benetton, etc.
Platinum Aura edge Credit Card
Beyond the facilities of Aura credit card, Aura edge credit card also offers contactless card services that enable you for faster payments where the merchant has the ability.
Iconia Amex Credit Card
Features:
- For every INR 100 spent, you get 1.5 Reward Points on weekdays and 2 reward points on weekends
- Buy 1 Get 1 Movie Ticket across multiple Entertainment Partners
- Complimentary golf games and lessons at leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.
- Fuel Surcharge waiver at all fuel stations across India
- Priority Pass Membership for you and your partner
- Get Insurance Benefits for travel like below
| Personal air accident insurance cover | INR 25,00,000 |
| Lost baggage | INR 1,00,000 |
| Delayed baggage | INR 25,000 |
| Loss of passport | INR 50,000 |
| Lost ticket | INR 25,000 |
| Missed connection | INR 25,000 |
Welcome Benefit
As a welcome benefit, you will receive:
- MakeMyTrip e-gift card
- Vouchers from leading retailers like Armani, Montblanc, Vouchagram, Raymonds, Marks and Spencer, United Colors of Benetton, etc.
Joining and Annual fees for IndusInd credit card
| IndusInd Card | Joining Fee | Annual Fee |
| Platinum Aura | Rs 5999 | Rs 0 |
| Platinum | Rs 17999 | Rs 0 |
| Iconia | Rs 17999 | Rs 0 |
| Platinum Select | Rs 5999 | Rs 0 |
| Signature | Rs 50000 | Rs 0 |
| Pinnacle | Rs 100000 | Rs 0 |
Note: Fuel transactions do not accrue reward points on your IndusInd Bank Credit Card.
How to apply for IndusInd credit card?
You have two options to apply for the IndusInd credit card.
- Online (preferred mode)
- Offline
Applying for IndusInd Bank credit card online
Below are the steps:
Step 1. Interested customers can go to the IndusInd website here. https://www.indusind.com/personal-banking/products/cards/credit-cards.html
Step 2. Look for the credit card you want to apply, select the same and click “Apply now” button.
Step 3. You would be asked to fill in the information below. Fill in the same.
- Where do you live?
- Since when you are living there
- Your date of birth
- Employment details
- Name
- Mobile Number
Step 4. Once you fill in the information, submit the request for your chosen card.
Step 5: After this, an IndusInd customer care executive would reach out to you and schedule the physical documents collection.
Step 6: Once you submit your documents, IndusInd Bank will verify the same and decide to issue the credit card or not and if issued, will decide on the credit limit of your card as well.
Applying for IndusInd Bank credit card offline
You may call up IndusInd Bank customer care at 1860 267 7777 or may go to any of the nearest branch and apply for the IndusInd credit card of your choice.
Eligibility Criteria to apply for IndusInd Bank’s Credit Card
IndusInd Bank may refer to below factors while deciding on your credit card application.
- Age. You should be above 21 years old.
- Salary. You should be earning more than 20 K net salary.
- Cibil Score. You should be having a Cibil score of more than 750.
- Current Loan. How much EMI you are repaying currently?
- Existing cards. How many cards do you hold currently?
Documents Required for IndusInd Bank’s Credit Card
You need to submit below documents to apply for IndusInd Bank credit card.
- KYC documents – Aadhar card and Pancard
- Address proof – if your current address is different to address on Aadhar card.
- One photo
- Filled in IndusInd credit card application.
- Income proof – Last 3 months Salary slips and Bank statement
How to redeem IndusInd Bank Credit card reward points?
You can redeem your reward points at the website https://www.indusmoments.com/. You can choose the credit card you are using and then choose the item for which you want to redeem.
You can also convert your credit card reward points to cash. 1 Reward point is equal to Rs 1. This can be used to pay the outstanding due on your card.
IndusInd Bank Customer care/toll-free number
You can reach out to IndusInd customer care by calling below toll-free number.
1860 267 7777
IndusInd Bank
IndusInd Bank is a private commercial Bank of India. The bank is part of the Hinduja group. It is based out of Mumbai and was established in the year 1994. It has revenues to the tune of Rs 18,577.16 crore with approx 1600 branches.
Hope you get the card of your choice soon.